Privacy Notice and Disclosures

*ALIMONY, CHILD SUPPORT OR MAINTENANCE INCOME NEED NOT BE REVEALED IF YOU DO NOT WISH TO HAVE IT CONSIDERED AS BASIS FOR REPAYING THIS OBLIGATION

In connection with your transaction, The Ski Dock may acquire information about you as described in this notice, which we handle as stated in this notice. This does not apply to information obtained in a non-financial transaction.

1. We collect nonpublic information about you from the following sources:

-Information we receive from you on applications or other forms in connection with a financial transaction;

-Information about your transactions with us, our affiliates or others; and,

-Information we receive from a consumer reporting agency.

2. We may disclose the information we collect, as described above, to companies that perform marketing services or other functions on our behalf or to other financial institutions with whom we have joint marketing agreements. We may make such disclosures about you as a consumer, customer or former customer.

3. We may also disclose nonpublic personal information about you as a consumer, customer, or former customer to non-affiliated third parties as permitted by law.

4. We restrict access to nonpublic personal information about you to those employees who need to know that information to assist you in providing products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.